• Have a Question? Call us : (863) 276 1220

  • Have a Question? Call us : (863) 276 1220

About.

About2026-02-18T15:43:59-05:00

Meet Central Lending

Founded in 2016, Central Lending is a private real estate investment firm specializing in asset-backed investments, mortgages, and residential and commercial real estate across the United States. With a brick-and-mortar office in Lakeland, Florida, we provide investors with direct access to a dedicated team focused on delivering exceptional service and results. With decades of combined experience, our team strategically invests through direct and co-investments with trusted partners. Leveraging our expertise in portfolio management and asset oversight, we manage investments throughout their lifecycle—targeting risk-adjusted returns through consistent cash flow, refinancing, and strategic asset sales.

Mission and Vision

Committed to building lasting partnerships through confidence, certainty, and transparency in every investment opportunity.

At Central Lending, our mission is built on Confidence, Certainty, and Transparency. We foster Confidence through expert-driven strategies, Certainty with reliable investment structures, and Transparency through clear, open communication. Our goal is to empower investors with trust and financial growth, ensuring a seamless and secure investment experience.

Transparency

Two Women in a Meeting

You deserve clear, honest communication about where your money is going, how it’s performing, and any associated risks. A trustworthy company provides full visibility into its investment strategies and decision-making process.

Certainty

Money and Bitcoin on Keyboard

While no investment is without risk, a well-structured opportunity backed by expertise and due diligence offers a level of predictability. A strong track record, clear terms, and solid asset backing contribute to financial security.

Confidence

Two Women Reviewing Documentation

Investing should come with peace of mind. When a company operates with integrity, delivers consistent results, and prioritizes investor success, you can invest with confidence, knowing your capital is in capable hands.

Meet Our Team

Andrew Boccia

Chief Executive Officer

Andrew Boccia
Heather Dreves

Chief Investment Officer

Heather Dreves
Kade Palmer

Investor Relations Coordinator

Kade Palmer
Karen Samas

Director of Operations

Karen Samas
Issac San Miguel

Director of Loan Originations

Issac San Miguel
Nicole McAllister

Director of Growth Marketing

Nicole McAllister
Cheyenne Willoughby
Cheyenne Willoughby

Loan Manager

Cheyenne Willoughby
Marc Campbell

Loan Servicing Manager

Marc Campbell
Rawson Aubry

Construction Manager

Rawson Aubry
Brad Miller

Capital Markets Manager

Brad Miller

investment FAQ’s.

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Can I meet with someone to discuss the funds?2025-01-22T21:46:14-05:00

Absolutely! Our team is available to answer your questions and guide you through the investment process. Schedule a meeting with us to learn more.

How do I invest?2025-01-22T21:44:16-05:00

T o invest, schedule a consultation with our team to review fund options and complete the subscription documents.

Can I redeem my investment early?2025-01-22T21:42:40-05:00

Early redemptions are subject to fund-specific policies and may incur fees. Please consult the offering documents or contact our team for more details.

Is there a lock-up period?2025-01-22T21:38:10-05:00

Yes, our funds typically require a minimum lock-up period, ranging from 1 to 5 years depending on the fund. This allows for optimal investment strategies.

What measures are in place to mitigate risk?2025-01-22T21:32:07-05:00

Each investment undergoes rigorous due diligence to ensure quality and reliability. Our funds prioritize collateralized and secured investments to safeguard your capital, while leveraging in-house services such as portfolio management, underwriting, processing, and construction draw management to deliver comprehensive oversight and exceptional efficiency.

How is the capital used?2025-01-22T21:31:01-05:00

Capital is deployed into carefully vetted investment opportunities, including secured loans, real estate development projects, and other high-yield alternative assets.

Who manages the funds?2025-01-22T21:30:29-05:00

The funds are managed by a team of experienced professionals leveraging years of expertise in private lending, real estate, and alternative investments.

What is the expected return on investment (ROI)?2025-01-22T21:29:40-05:00

While past performance does not guarantee future results, our funds target annual returns ranging from 8% to 15% depending on the specific fund. Central Lending offers opportunities to invest as an equity member or with a fixed rate approach. Please refer to individual fund documentation for precise information.

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